Terms of Service

1. Acceptance of Terms

By accessing or using Palandock ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Palandock is an AI-powered market intelligence platform that provides stock news aggregation, AI-generated analysis summaries, sentiment scoring, community discussions, and financial data visualization. The Service uses artificial intelligence (Claude AI by Anthropic) to summarize and analyze publicly available news articles.

3. Not Financial Advice

The information provided by Palandock is for informational and educational purposes only. It does not constitute financial advice, investment advice, trading advice, or any other sort of advice.

You should not make any investment decisions based solely on the information provided by this Service. AI-generated analysis may contain errors, biases, or outdated information. Always consult with a qualified financial advisor before making investment decisions. Past performance is not indicative of future results.

4. User Accounts

To access certain features, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You must provide accurate and complete information when creating your account.

5. Community Guidelines

When participating in community discussions, you agree to:

• Post content that is relevant, constructive, and respectful
• Not post spam, misleading information, or market manipulation attempts
• Not harass, abuse, or threaten other users
• Not impersonate other individuals or entities
• Not post any content that violates applicable laws

Comments are moderated by AI and may be reviewed for quality. We reserve the right to remove any content that violates these guidelines without notice.

6. Intellectual Property

The Service, including its design, features, and AI-generated content, is owned by Palandock. News articles displayed are sourced from third-party providers and remain the intellectual property of their respective publishers. User-generated comments remain the property of their authors, but by posting you grant Palandock a non-exclusive license to display them on the platform.

7. Data Accuracy

Financial data, stock prices, and market information are sourced from third-party providers including Finnhub and Yahoo Finance. While we strive for accuracy, we do not guarantee the completeness, accuracy, or timeliness of any data. Data may be delayed or contain errors.

8. Limitation of Liability

Palandock shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Service. This includes, but is not limited to, any losses incurred from investment decisions made based on information provided by the Service.

9. Account Termination

We reserve the right to suspend or terminate your account at any time if you violate these terms or engage in behavior that is harmful to the Service or other users. You may delete your account at any time by contacting us.

10. Changes to Terms

We may update these Terms of Service from time to time. We will notify registered users of significant changes via email or a notice on the Service. Continued use of the Service after changes constitutes acceptance of the updated terms.

11. Contact

If you have any questions about these Terms, please contact us at support@palandock.app.